Role-Based FinTech Paths: SMB Operator

Role-Based FinTech Paths (Built from The Capsules)

The structure is across:

• Roles (who it’s for)
• Levels (Core → Pro → Elite)
• Capsule sequencing (what they learn, in order)

PATH 1 — SMB Operator (Default / Highest Priority)

This is the primary path. 

CORE — Payment & Cashflow Foundations

Goal:

Give operators a working understanding of how money moves.

Module 1 — Payments Foundations

1. Authorization: What Actually Happens
2. Settlement: Where Money Actually Moves
3. Issuers vs. Acquirers
4. Payment Fees Explained

Module 2 — Cashflow Reality

5. Payout Cycles Explained
6. Cashflow Visibility
7. Revenue Flow Mapping

Module 3 — Operations Basics

8. Reconciliation Basics
9. Decline Reasons Explained

Outcome (Core)

Operator can:

• understand payment lifecycle
• track real cashflow
• diagnose basic payment issues