What Will You Learn?
- What You Will Build
- Over six modules, you will implement a complete financial architecture:
- The 13-Week Rolling Forecast: Connect tools like Float or Agicap to your ledger to mathematically predict your exact cash position weeks before a deficit hits.
- Automated Accounts Receivable (AR): Implement a strict 5-step dunning sequence and frictionless payment gateways to slash your Days Sales Outstanding (DSO) to near zero.
- Proactive Spend Management (AP): Kill the employee expense report with merchant-locked virtual cards and manufacture a 30-day cash float using strategic payment routing.
- The Capital Stack: Learn how to underwrite your own business and leverage Revolving Lines of Credit, Equipment Financing, and Alternative Debt to fund growth.
- The Founder’s Dashboard: Consolidate your entire FinTech stack into a single command center that takes exactly 5 minutes a day to review.
Course Content
Summary: Cash Flow and Working Capital
The Financial Operating System — Summary
Most founders don’t lack profit.
They lack control over timing.
The P&L shows growth.
The bank account shows pressure.
This gap—between reported performance and real cash—is where most operational stress lives.
The Core Shift
Finance is not a report.
It is a system.
The Financial Operating System replaces backward-looking accounting with a real-time, automated cash engine:
Cash inflows are accelerated, not chased
Outflows are structured, not reactive
Cash position is forecasted, not discovered late
The result is simple:
from uncertainty → to predictability
Who This Is For
This system matters when:
Revenue is proven, but cash still feels tight
The founder is still approving payments and chasing invoices
Growth is funded internally and working capital is under pressure
Payment cycles (Net 30/60) slow down momentum
At this stage, the constraint is no longer demand.
It is financial infrastructure.
What You Build
You implement a connected financial architecture:
A 13-week rolling forecast for forward visibility
An automated receivables system to compress payment timelines
A controlled payables system to create intentional float
A capital strategy layer to access non-dilutive funding
A single founder dashboard for daily oversight
Each component works together.
The goal is not tracking—it is control.
What Changes
Your role shifts from operator to allocator.
You stop managing transactions.
You start managing capital.
Decisions move forward:
When to deploy cash
When to hold
When to accelerate growth
And they are made with clarity, not guesswork.
The Underlying Principle
Cash flow is not an outcome.
It is a design choice.
When the system is built correctly:
Liquidity becomes predictable
Stress disappears
Growth is no longer constrained by timing friction
This course is not theoretical.
It is an implementation of that system—practical, structured, and built for operators.
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Introduction
02:00
Module 1: Diagnostics – Deep Dive into Working Capital Mechanics
Instead of just defining working capital, we show founders how to diagnose their own bleeding.
• The Deep Dive: Mapping out the exact timeline of a dollar moving through a business. We will do a live breakdown of how to extract Days Sales Outstanding (DSO) and Days Payable Outstanding (DPO) from raw accounting data.
• Practical Tech: Demonstrating how to use Open Banking APIs and aggregation tools to pull live bank feeds into a single dashboard, bypassing the month-end close delay.
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Module 1, Lesson 1: The Profit Illusion (Cash vs. Accrual)
00:00 -
Module 1, Lesson 2: The Cash Conversion Cycle (CCC)
00:00 -
Module 1, Lesson 3: Identifying Working Capital Traps
00:00 -
Module 1, Lesson 4: The FinTech Mindset (Moving from Excel to APIs)
00:00
Module 2: Building the Forecasting Engine
Moving from static Excel sheets to AI-driven predictability.
• The Deep Dive: Building a robust 13-week rolling cash flow forecast from scratch. We’ll cover how to map variable vs. fixed costs and model different "what-if" disaster scenarios.
• Practical Tech: Over-the-shoulder teardown of modern cash flow tools (like Float, Agicap, or Dryrun). We will show how these tools auto-sync with accounting software to predict cash gaps weeks before they happen.
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Introduction (Module 2 summary): Building the Forecasting Engine
00:00 -
Module 2, Lesson 1: Building the Baseline
00:00 -
Module 2, Lesson 2: Categorizing Expense Tiers
00:00 -
Module 2, Lesson 3: Stress Testing & Scenario Planning
00:00 -
Module 2, Lesson 4: The FinTech Implementation
00:00
Module 3: AR Automation – Accelerating Inflows
Getting paid faster using B2B payments tech.
• The Deep Dive: The psychology and mechanics of collections. We will build a customized dunning (automated payment reminder) schedule that escalates without ruining customer relationships.
• Practical Tech: Exploring AR automation platforms (like Upflow, Chaser, or Kolleno). We will show how implementing direct payment links, digital wallets (Apple/Google Pay for B2B), and automated reconciliation can shave 15+ days off a company's DSO.
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Introduction Module 3: AR Automation – Accelerating Inflows
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Module 3, Lesson 1: The Anatomy of DSO
00:00 -
Module 3, Lesson 2: The Structure of Automated Collections
00:00 -
Module 3, Lesson 3: B2B Payment Infrastructure
00:00 -
Module 3, Lesson 4: The FinTech Implementation (Connecting the Stack)
00:00
Module 4: Spend Management – Controlling Outflows
Stopping cash leakage and holding onto money longer without upsetting vendors.
• The Deep Dive: Designing an approval workflow and a smart accounts payable (AP) strategy. How to strategically use credit terms and negotiate with suppliers using data.
• Practical Tech: A deep dive into modern spend management and corporate card platforms (like Ramp, Brex, or Spendesk).
• We will show how issuing virtual cards with strict budgets, automating receipt capture, and routing payments strategically can maximize cash on hand.
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Introduction: Module 4: Spend Management – Controlling Outflows
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Module 4, Lesson 1: The Anatomy of DPO
00:00 -
Module 4, Lesson 2: The End of the Expense Report
00:00 -
Module 4, Lesson 3: Strategic Payment Routing & Virtual Cards
00:00 -
Module 4, Lesson 4: Automating Accounts Payable
00:00
Module 5: Unlocking Trapped Capital – Alternative Financing
How to bridge cash gaps using modern, tech-enabled capital instead of slow, traditional banks.
• The Deep Dive: The hard math of FinTech financing. We will run a detailed cost comparison between a traditional term loan, Invoice Factoring, and Revenue-Based Financing (RBF). We will teach founders how to convert "Factor Rates" into actual APRs so they don't get ripped off.
• Practical Tech: Navigating embedded finance platforms (like Stripe Capital, Shopify Capital, Clearco, or Pipe). How these platforms underwrite based on live API data (sales, ad spend) rather than traditional credit scores.
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Introduction: Module 5: Unlocking Trapped Capital – Alternative Financing
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Module 5, Lesson 1: Understanding the Capital Stack
00:00 -
Module 5, Lesson 2: The Revolving Line of Credit
00:00 -
Module 5, Lesson 3: Term Loans and Equipment Financing
00:00 -
Module 5, Lesson 4: Alternative Debt
00:00
Module 6: Constructing the Ultimate FinTech Stack
Tying the whole 9-hour course together into a cohesive system.
• The Deep Dive: How to choose the right software stack based on the business model (SaaS vs. E-commerce vs. Agency).
• Practical Tech: Integration masterclass. How to ensure the CRM (like HubSpot/Salesforce), the billing engine (like Stripe), the accounting software (like Xero), and the treasury tools all talk to each other flawlessly without creating data silos.
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Introduction: Module 6: Constructing the Ultimate FinTech Stack
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Module 6, Lesson 1: The Founder’s Dashboard
00:00 -
Module 6, Lesson 2: The Weekly Finance Meeting
00:00 -
Module 6, Lesson 3: Scaling the System (When to Hire a Fractional CFO)
00:00 -
Module 6, Lesson 4: The Final Review & Graduation
00:00
The Founder’s Glossary: Translating Accounting into Operations
Summary
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Introduction: The Founder’s Glossary: Translating Accounting into Operations
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