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Cash Flow & Working Capital

What I will learn?

  • What You Will Build
  • Over six weeks, you will implement a complete financial architecture:
  • The 13-Week Rolling Forecast: Connect tools like Float or Agicap to your ledger to mathematically predict your exact cash position weeks before a deficit hits.
  • Automated Accounts Receivable (AR): Implement a strict 5-step dunning sequence and frictionless payment gateways to slash your Days Sales Outstanding (DSO) to near zero.
  • Proactive Spend Management (AP): Kill the employee expense report with merchant-locked virtual cards and manufacture a 30-day cash float using strategic payment routing.
  • The Capital Stack: Learn how to underwrite your own business and leverage Revolving Lines of Credit, Equipment Financing, and Alternative Debt to fund growth.
  • The Founder’s Dashboard: Consolidate your entire FinTech stack into a single command center that takes exactly 5 minutes a day to review.

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Material Includes

  • 📦 Materials Included
  • When you enroll in The Financial Operating System, you get lifetime access to the complete FinTech implementation library, including:
  • 24 High-Definition Video Lessons: Strictly operational, zero-fluff training modules broken down across 6 weeks.
  • The Dunning Playbook (Swipe File): The exact, copy-and-paste 5-step email sequence to automate your Accounts Receivable and force clients to pay on time.
  • The Dashboard Configuration Guide: A step-by-step PDF manual to build your 4-pillar executive command center.
  • The Cash vs. Accrual Blueprint: A visual reference guide to train your operations team on the mechanics of working capital.
  • 4 Exclusive FinTech Tool Directories: Curated, unbiased cheat sheets to help you immediately select the right API-driven software for your exact business model:
  • Directory 1: Automated Cash Flow Forecasting
  • Directory 2: AR Automation & Payment Gateways
  • Directory 3: AP Automation & Spend Management
  • Directory 4: The Alternative Capital Stack

Requirements

  • ⚠️ Requirements & Instructions
  • This is an implementation program, not a theoretical accounting class. To successfully execute this system, you must meet the following requirements:
  • Cloud-Based Accounting: You must be using a modern, cloud-based general ledger (e.g., QuickBooks Online, Xero, or NetSuite). Desktop-based software (like QuickBooks Desktop) will not connect to the API integrations required in Weeks 2 through 4.
  • Revenue Stage: Your business should actively be generating revenue with real clients and real vendor expenses. This course is built to optimize scaling operations, not pre-revenue ideation.
  • Administrative Access: You (or your operations lead) must have Master/Admin access to your accounting software and corporate bank accounts to authorize the FinTech integrations.
  • The 5-Minute Commitment: You must commit to completely abandoning manual Excel forecasting and logging into your new Founder's Dashboard for exactly 5 minutes every morning.

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Target Audience

  • Who This Course is For
  • Scaling Founders & CEOs: You have crossed the $1M–$3M revenue mark, but you are still personally approving vendor bills and chasing clients for payments.
  • Bootstrapped Startups: You need to maximize your organic working capital to fund your own growth without giving away expensive equity to investors.
  • B2B Service & SaaS Operators: You suffer from long payment terms (Net 30/60) and need to stop acting as a free, zero-interest bank for your enterprise clients.

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